CPF MediShield Life – Exclusions

Autistic boyMany people are unaware or did not even look at the exclusions of MediShield Life.

Just to name a few items:

Please note that if you attempted suicide, you will not be able to claim

  • Treatment of self-inflicted injuries or injuries resulting from attempted suicide
  • Ambulance fees
  • Overseas medical treatment

 

The following treatment items, procedures, conditions, activities and their related complications are not covered by MediShield Life:

  • Ambulance fees
  • Cosmetic surgery
  • Maternity charges (including Caesarean operations) or abortions
  • Dental work (except due to accidental injuries)
  • Infertility, sub-fertility, assisted conception or any contraceptive operation
  • Sex change operations
  • Optional items which are outside the scope of treatment
  • Overseas medical treatment
  • Private nursing charges
  • Purchase of kidney dialysis machines, iron-lung and other special appliances
  • Treatment which has received full reimbursement from Workmen’s Compensation and other forms of insurance coverage
  • Treatment for drug addiction or alcoholism
  • Treatment of injuries arising directly or indirectly from nuclear fallout, war and related risk
  • Treatment of injuries arising from direct participation in civil commotion, riot or strike
  • Treatment of self-inflicted injuries or injuries resulting from attempted suicide
  • Vaccination
  • Surgical interventions for the following rare congenital conditions which are severe and fatal by nature: Trisomy 13, Trisomy 18, Bilateral Renal Agenesis, Bart’s Hydrops, Alobar Holoprosencephaly, Anecephaly.

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